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Grievance Redressal

Vedika Credit Capital Ltd (Vedika Finance)

RBI Registered NBFC-MFI

Vedika Credit Capital Ltd is committed to fair treatment of customers and transparent grievance handling in accordance with applicable RBI guidelines.

Grievance Redressal Day

  • Date: 5th day of every month
  • If the 5th falls on a holiday, the next working day shall be observed

Venue

Head Office:
404, Shrilok Complex, 4th Floor,
H.B. Road, Ranchi – 834001, Jharkhand, India

Time: 10:00 AM to 6:00 PM

Customers may visit without prior appointment.

Purpose

Any customer who:

  • Has a complaint or grievance against the Company, or
  • Feels that their complaint has not been resolved satisfactorily

may personally meet the Grievance Redressal Officer (GRO) for resolution.

Commitment

On Grievance Redressal Day:

  • All grievances will be formally acknowledged
  • Complaints will be documented
  • Status updates will be provided
  • Resolution will be pursued in a timely and fair manner

Vedika Credit Capital Ltd follows structured grievance redressal procedures in compliance with RBI regulatory requirements.

Escalation

If a complaint remains unresolved within the prescribed timeline, customers may escalate the matter under the RBI Integrated Ombudsman Scheme, as applicable.

Grievance Redressal Mechanism

Vedika Credit Capital Ltd (Vedika Finance)

RBI Registered NBFC-MFI

Vedika Credit Capital Ltd is committed to providing transparent, fair, and time-bound grievance redressal in accordance with applicable laws, including the Information Technology Act, 2000 and RBI guidelines.

Official Complaint Channels

Customers may lodge complaints through the following official channels:

Grievance Officer Details

  • Name: Kamaljeet Kaur
  • Designation: Grievance Redressal & Chief Nodal Officer
  • Address: 404, Shrilok Complex, 4th Floor, H.B. Road, Ranchi – 834001, Jharkhand, India
  • Email: nodalofficer@teamvedika.com
  • Phone: +91 9431710000

Resolution Timeline

  • All complaints will be acknowledged within a reasonable timeframe.
  • Complaints will be reviewed and resolved in a fair and transparent manner.
  • Customers will be informed of the status and outcome of their complaint.

Escalation

If a complaint is not resolved within the prescribed timeframe or the customer is not satisfied with the resolution, the matter may be escalated under the RBI Integrated Ombudsman Scheme, as applicable.

Policies

Vedika Credit Capital Ltd is a Non-Deposit taking, Non-Banking Finance Company (NBFC-MFI). The Company was originally registered as a Private Limited Company but was later converted into a Public Limited Company in November, 1995.

Location

Registered Office Address:
C/O Mr. Subir Dhara, Village – Choto Khataliya, P.O.- Shiuli Telini Para, Dist. – 24 North Parganas, P.S.- Titagar, West Bengal – 700121, India

Head Office Address:
404, Shrilok Complex, 4th Floor, H. B. Road, Ranchi, Jharkhand- 834001, India

Corporate Office Address:
Kokar Industrial Area, Prabhat Khabar Lane, Opp. Sadhu Maidan, Kokar, Ranchi, Jharkhand 834001, India

Contact us

+919431710000

 customer.service@teamvedika.com

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GST No. : 20AAACV8957E1ZD
CIN No. : U67120WB1995PLC069424

Vedika Credit Capital Ltd is a Non-Deposit Taking NBFC-MFI registered with the Reserve Bank of India (RBI Registration No.
B-05.00844). All loans are sanctioned and administered in compliance with applicable RBI regulations and Indian laws.

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