Vedika Credit Capital Ltd (Vedika Finance)
RBI Registered NBFC-MFI (Reg. No. B-05.00844)
Head Office: 404, Shrilok Complex, 4th Floor, H.B. Road, Ranchi – 834001, Jharkhand, India
1. Nature of This Website
This website provides information about loan products offered directly by Vedika Credit Capital Ltd, an RBI-registered NBFC-MFI.
Nothing on this website constitutes:
- Investment advice
- Securities offering
- Financial advisory services
- Solicitation to invest in any instrument
Vedika Credit Capital Ltd provides loans from its own balance sheet and does not act as a broker, aggregator, marketplace, or lead generator for third-party lenders.
2. Use of Information
Information on this website is for general informational purposes only. Users should not rely solely on website content for financial decisions. Loan approval, pricing, eligibility, and repayment terms are subject to internal assessment and RBI regulations.
Product features, interest rates, and eligibility criteria may change as per regulatory requirements.
We strive for accuracy, but errors or outdated information may occur.
3. No Professional Advice
Information on this website is not legal, tax, accounting, investment, or professional advice. Users are encouraged to seek independent advice before entering financial obligations.
4. Responsible Lending Commitment
Vedika follows responsible lending practices per RBI NBFC-MFI guidelines and ensures transparent communication of:
- Interest rates
- Processing fees (if applicable)
- Repayment terms
- Total borrower obligations
All terms are disclosed to customers before loan disbursement.
5. Limitation of Liability
Nothing in this disclaimer limits any liability that cannot be limited under Indian law. Vedika remains responsible per RBI regulations. Vedika is not liable for indirect or consequential losses from using this website, except where prohibited by law.
6. Intellectual Property
All content (text, graphics, logos, design) is property of Vedika Credit Capital Ltd and protected under IP laws. No content may be copied or distributed without prior written consent.
7. External Links
This website may contain links to third-party websites. Such links are provided for convenience only. Vedika does not endorse, monitor, or control third-party sites and is not responsible for their content or privacy practices.
8. Governing Law & Jurisdiction
This Disclaimer is governed by the laws of India. Any disputes are subject to the jurisdiction of courts in Ranchi, Jharkhand.
9. Grievance Redressal
Customers may raise grievances through:
- Email: customer.service@teamvedika.com
- Phone: +91 9431710000
Unresolved complaints may be escalated under the RBI Integrated Ombudsman Scheme.
10. Amendments
Vedika Credit Capital Ltd may update this Disclaimer from time to time. Users are encouraged to review this page periodically.
